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THE BUSINESS LINE OF CREDIT ALTERNATIVE

Access funding
for your small business — on repeat

80% of 2M7 clients get a second round of funding — or more
discover the 2m7 wayapply for business funding now
5,000+
small businesses funded
$650M+
in funding issued to date
16+
years in business
75%
approval rate
highest in Canada
An alternative to the small business line of credit

The 2M7 cash advance

Like a business line of credit, a merchant cash advance injects needed funds into your business. UNLIKE a business line of credit, you won't pay any interest or get screwed by hidden fees.
How it works
1
Qualifying businesses apply to us for funding. We're an independent funder, not a broker. It's our money we're sending. You are welcome.
2
Once approved, we let you know how much you're approved for. We provide $5,000 - $300,000 in funding to small businesses
3
We'll show you upfront what your cost of capital will be. This is ALL you pay for your funds, and you pay it out over time. NO collateral is required.
4
If you need additional funding, you can contact your rep at any time. You don't need to submit any more paperwork — we just look at your existing account. If you're approved, you can have the funds within 30 minutes of your call. This is why 5,000+ businesses use 2M7 as a small business loan alternative.
apply for funding
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Standard business line of credit lenders
Takes 2-8 WEEKS to get approved
Newer businesses will be rejected
Businesses with bad credit will be rejected
Applicants are required to offer collateral
Funders can freeze funds with no explanation
2M7 cash advance
‍
Takes 1 DAY to get approved
Businesses operating 3 months or more can qualify
Businesses with bad credit may still qualify
No collateral is required
Funding renewals are deposited to your business account within 30 minutes of approval. NO new paperwork required, just a quick call or text.
ROUND AFTER ROUND OF FUNDING

These customers found a long-term partner in 2M7

Masry has been our partner for 6+ years

I have been a client of 2M7 Financial Solutions for the last 6 years and I can confidently say that they provide excellent service! They have always gone above and beyond for us. Thank you!

Masry Bgd
M models has been our partner for 2+ years

Great company, been dealing with Daniel for the past year and had excellent service. Would recommend that company.

Roland Dinelle
Jordan has been our partner for 1+ years

I have been working with 2M7 for over a year now and they have always been great. Very responsive, easy to deal with, and they're quick to get the funds to me within a day. Highly recommend for any business looking for funding.

Jordan Samuels
Sammul has been our partner for 2+ years

Very pleased to use to work with 2M7 Financial Services for the two years now. I hope you guys increase the funding limit in the future. More business to come!

Sammul Donald
Updesh has been our partner for 1+ years

Hi, we have been with 2M7 Financial Solutions for a year now and they have been hard-working, honest, and dedicated to helping us get our funds. Whenever there is an issue with an account, they promptly alert us and help to resolve it.

Updesh Kaur
Jennifer has been our partner for 5+ years

Anyone who is interested in funding your business – definitely speak with these guys. They will guide you every step of the way. I have been with them for more than 5 years and I will not trust anyone else.

Jennifer Jones
Maira has been our partner for 7+ years

Working with 2M7 Financial Solutions for the last 7 years has allowed us to grow our business and expand relationships with our customers. As a family-owned business, I appreciate the connections and support that they offer.

Maira Rodriguez
Maryse has been our partner for 3+ years

I have been associated with 2M7 Financial Solutions for a number of years. They understand my business objectives and have given good advice in line with my risk/reward objectives. Their service is excellent.

Maryse Visser
Michael has been our partner for 3+ years

I have ALWAYS been pleased with all of the customer service representatives I have worked with over the years. I have been very pleased with the service and the program. I HIGHLY recommend your services to anyone!

Michael Philip
Any has been our partner for 3+ years

We have been very satisfied with the service provided by 2M7 and over the years. The best thing is that we do not have to worry regarding the repayments if our sales are low. Such a relief! Thank you to 2M7 Financial Team for supporting us! All the best.

‍

Any J. Axe
M models has been our partner for 2+ years

These guys are great to work with. We have been working with them for 2 years . They have helped us out in many last minute projects. The funds come within 24 hours! There is no headaches!

‍

M Models and Talent Agency Toronto
Amelia has been our partner for 3+ years

I have enjoyed working with 2M7 over the past few years. Not only they have provided some merchant cash advance options, but he has always been very patient and responsive to my questions. In days like these, where “people do business with people they like”, I can see why they are so successful.

Amelia Aaiza
apply for funding

How to qualify for a business line of credit alternative

Your business is located

IN CANADA

You’ve been operating at least

3 MONTHS

Your revenue is at least

$15,000/MONTH

And you have no open bankruptcies
YES, YES, AND YES - approve me for funding

3 reasons it makes sense to apply right away

Bad credit doesn't kill it

We take your credit score into account, but also look at other factors, like monthly revenue. So even if you have bad credit, you still have a chance. 

You never pay interest

Pay a fixed cost for your funding no matter how long it takes to pay off. It's a more straightforward way to pay for your funds, just like you pay for any other product or service.

Never wait more than a day

We don't require heavy-duty documentation to process your application. We only ask for 3 things, and we review them immediately so you get a "yes" or "no" quickly.
apply nowCompare 2M7 to other Funders
NO COLLATERAL REQUIRED
NO COLLATERAL REQUIRED
NO COLLATERAL REQUIRED
NO COLLATERAL REQUIRED
NO COLLATERAL REQUIRED
NO COLLATERAL REQUIRED
NO COLLATERAL REQUIRED
NO COLLATERAL REQUIRED
NO COLLATERAL REQUIRED
NO COLLATERAL REQUIRED
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