


The first step is filling out our 2-minute online application. It is the fastest way to see if you qualify for a Merchant Cash Advance without any obligation.
To keep things moving fast, have your last 3 months of bank statements, a photo ID, and a void cheque ready. This allows our Meet the team experts to give you an answer in record time.
Applying with 2M7 typically does not involve the same type of hard credit checks associated with traditional bank loans. Our review process focuses on business performance and cash flow rather than relying exclusively on personal credit history. In many cases, this allows business owners to explore funding options without negatively impacting their credit score. Specific credit considerations can vary based on individual circumstances, and applicants are encouraged to review details during the application process. Learn more about this small business loan alternative.
Once you sign your agreement, we wire the funds or send an EFT directly to your business account. You can learn more about how our funding helps different sectors, like Retail, on our industry pages.
You will receive a confirmation and a call from one of our specialists to verify your details. We pride ourselves on the speed of our Line of credit alternative process, so you won't be left waiting.